The Equity Company
  • Real Estate
  • Property Management
  • Sales



Article


contact
information


The Equity Company
Phone
(619) 528-2337
Fax
(619) 337-9515

E-Mail Us

3111 Camino Del Rio N. #400
San Diego, CA 92108

articles

My Neighborhood
• • •
Landlords
• • •
Home Buyers and Tenants
• • •
Home Sellers
• • •
For Sale by Owner
• • •
Different Types of Loans
• • •
Refinancing
• • •
Leveraging Your Money
• • •
Length of Your Mortgage
• • •
Saving for the Down Payment
• • •
Closing Costs
• • •
Getting Your Finances in Order
• • •
Your Credit History
• • •
How Mortgage Loans Work
• • •
When To Pay Points
• • •
Adjustable-Rate Mortgages
• • •
How Much Can You Afford?
• • •
Mortgage Glossary
• • •
images
• • •
Free CMA Request
• • •
Free Reports
• • •
Pre-Qualify Now!
• • •
Free Moving Quote
• • •
 

HOME BUYERS AND TENANTS

The Buying Process

Why hire a professional rela estate agent to help you buy property? Do you have the time, experience, sources of information, and contacts to do the job yourself? Would it go as smooth as it could? Would it give you more personal time? Would you purchase for less? The buyer's professional agent does a lot more than find a property to earn his or her commission:

Pre-Qualification
You should determine your buying power, that is your financial reserves plus your borrowing capacity, to keep your search realistic. Given some information about your avilable savings, income and current debt, a real estate agent can refer you to lenders best qualified to help you.

Selecting a Property
Targeted Searching. There are thousands of properties with signs on them. A real estate agent can help you focus on the ones that meet your requirements and budget.
Resources. Sometimes the property you are seeking is available, but not publicly advertised. Real estate agents have many resources to assist you.
Objectivity. Your job is to make the final selection of the property that is right for you. Your agent can provide objective information about each property (community data, utilities, zoning, schools, etc.) so your decision is well informed, considering today and resale.

Negotiating
Negotiations concern much more than just price. Some other issues might be:
Financing and terms
Date of Possession
The inclusion or exclusion of repairs or furnishings and distribution of incidental costs
Allowed time for inspections before you are bound to complete the purchase.

Your agent can advise you as to which inspections are recommended or required.

Monitoring, Renegotiating and Closing or Settling
Overwhelming volume of steps. The process of appraisals, inspections, and financing involves a lot of possible pitfalls. There are amny required legel forms and processes. Your agent can help you in understanding different financing options and in identifying qualified lenders.
Experience reading and following escrow instructions. Instructions must be clear and complete. Your agent is the best person to objectively help you communicate these issues and move the transaction to closing (or settlement).
Organizing inspectors and other professionals. Industry contacts provide resources for workpersons in many areas with knowledge as to thier historical skill and reliability. Your agent can assist you in finding qualified, responsible professionals to do most of these investigations and provide you with written reports.
Title investigation. Title indicates ownership of property. It can be mired in confusing status of past owners or rights of access or have some limitations; for example, easements (access rights) for utilities. Your agent, title company and/or attorney can help you resolve issues that might cause problems at a later date.
Closing or Settlement. In some areas, the title or escrow company will handle this process. In other parts of the country, an attorney does it all. Again, your real estate agent can guide you through this process and make sure that everything flows together smoothly.

PROTECTION

The Equity Company also offers excellent Real Estate Broker and Real Estate Attorney representation, a protection that is unmatched by competitors. Today's strong economy demands expert real estate practitioners well versed in the art of analyzing, negotiating, and closing the deal. Buying a home will be one of your largest investments, therefore it is important that costly errors be avoided. Get the additional protection that we can provide.

TENANTS

We have single family homes, condominiums, and apartments all over San Diego available for rent. Call, e-mail, or fax us your requirements and we will do all we can to match you up with one of our available properties. Contact us now for a rental application and credit report. Credit report fees are only $25.00 and a copy of your credit is always available upon request.
 

Preferred Partners
Check out the best in local home-related services.
Home Advice
Get the answers on home selling and buying.
Real Estate News
Find out what's happening in real estate.


AgentAdvantage.comWebsite Design and hosting by AgentAdvantage, official agent and broker website provider of Homes.com
Copyright ©2000-2010 Homes.com, Inc. All Rights Reserved. Privacy Policy. Full Terms and Conditions.

Equal Housing Opportunity

Member Login